If you are on the hunt for a truly unforgettable homemade treat, this Super Moist Chocolate Chip Banana Bread Recipe is going to become your new favorite. Imagine a loaf bursting with the natural sweetness of ripe bananas, the comforting warmth of cinnamon, and pockets of melty chocolate chips scattered throughout every tender slice. This recipe is incredibly easy to follow, requires simple pantry staples, and delivers that perfect moist crumb and rich flavor that will make you want to bake it again and again. Whether you’re whipping it up for breakfast, a snack, or an indulgent dessert, this banana bread hits all the right notes with a luscious texture and a chocolatey kiss that feels like a hug in loaf form.

Ingredients You’ll Need
This recipe is delightful in its simplicity, using everyday ingredients that combine to create an extraordinary flavor and texture. Each element plays a key role—from the natural sweetness and moisture of ripe bananas to the rich, buttery base and the touch of cinnamon that adds depth.
- 3 ripe bananas (mashed): Choose bananas with generous brown spots for maximum sweetness and moisture.
- 1/2 cup unsalted butter (melted and slightly cooled): Adds richness and tenderness to the bread’s crumb.
- 3/4 cup brown sugar (packed): Provides a warm caramel note and keeps the loaf beautifully moist.
- 2 large eggs: Help bind the ingredients and contribute to the structure.
- 1 teaspoon vanilla extract: Enhances the overall flavor profile with a subtle, fragrant sweetness.
- 1 3/4 cups all-purpose flour: The base that gives the bread its soft, sturdy texture.
- 1 teaspoon baking soda: Ensures a perfect rise and fluffy crumb.
- 1/2 teaspoon salt: Balances the sweetness and deepens flavor.
- 1/2 teaspoon cinnamon (optional): Adds a cozy hint of spice that complements the bananas and chocolate.
- 1 cup semisweet chocolate chips: The star that makes this banana bread irresistibly decadent.
How to Make Super Moist Chocolate Chip Banana Bread Recipe
Step 1: Prep Your Oven and Pan
Start by preheating your oven to 350°F (175°C). Grease a 9×5-inch loaf pan thoroughly or line it with parchment paper to ensure your bread comes out cleanly and retains its beautiful shape.
Step 2: Mash the Bananas
In a large bowl, mash those perfectly ripe bananas until they reach a smooth, almost creamy consistency. This is the magic that brings the “super moist” quality to this banana bread you’re making.
Step 3: Mix in Wet Ingredients
Stir the melted butter into the mashed bananas, allowing it to cool slightly so it doesn’t cook the eggs. Then add the brown sugar, eggs, and vanilla extract, mixing until everything is nicely combined and luscious.
Step 4: Combine Dry Ingredients Separately
In another bowl, whisk together the flour, baking soda, salt, and if you like a hint of warmth, the cinnamon. This helps distribute the leavening agent evenly and prevents overmixing later.
Step 5: Fold Dry Into Wet Mixture
Gradually add the dry ingredients to the banana mixture. Stir gently just until combined. The key here is to avoid overmixing to keep the bread tender and moist.
Step 6: Add the Chocolate Chips
Carefully fold in the semisweet chocolate chips so they are evenly dispersed throughout the batter. For an extra chocolatey surprise, feel free to sprinkle a few more on top before baking.
Step 7: Bake to Perfection
Pour the batter into your prepared loaf pan and smooth the top with a spatula. Bake for 55–65 minutes, or until a toothpick inserted in the center emerges clean or with just a few moist crumbs clinging to it. Let your loaf cool for about 10 minutes in the pan before transferring it to a wire rack.
How to Serve Super Moist Chocolate Chip Banana Bread Recipe

Garnishes
A dusting of powdered sugar or a light spread of butter elevates this bread into a charming café-style treat. You can even add a dollop of whipped cream or drizzle with chocolate sauce for a special occasion.
Side Dishes
This banana bread pairs beautifully with a hot cup of coffee or tea for a cozy afternoon snack. For a breakfast treat, serve alongside a bowl of fresh berries or a creamy yogurt parfait for a balanced start to the day.
Creative Ways to Present
Why not slice it up and toast the pieces slightly for a warm, crispy outside with that signature super moist inside? Wrap individual slices in parchment paper and twine for charming grab-and-go gifts. You could also turn it into a dessert by layering slices with ice cream and caramel sauce.
Make Ahead and Storage
Storing Leftovers
Wrap your banana bread tightly with plastic wrap or store in an airtight container at room temperature for up to three days. This keeps it soft and flavorful, perfect for snacking over a few days without drying out.
Freezing
This recipe freezes beautifully. Slice the bread first, then separate the slices with parchment paper and place them in a freezer-safe bag. Frozen banana bread stays fresh for up to three months—great for having your Super Moist Chocolate Chip Banana Bread Recipe ready anytime cravings strike.
Reheating
To enjoy your banana bread warm, pop a slice in the toaster or microwave for about 15-20 seconds. This brings back that freshly-baked softness and gently melts the chocolate chips, giving you a comforting treat instantly.
FAQs
Can I use regular granulated sugar instead of brown sugar?
Yes, but brown sugar adds moisture and a richer flavor that really enhances the banana bread’s moist crumb, so it’s worth using if you have it on hand.
What if I don’t have semisweet chocolate chips?
You can substitute with dark chocolate, milk chocolate, or even white chocolate chips, depending on your preference. Each will give a slightly different but equally delicious twist.
How ripe should the bananas be?
The bananas should be very ripe, with plenty of brown spots or even mostly brown skin. This ripeness ensures the bread is naturally sweet and super moist.
Can I make this banana bread gluten-free?
Absolutely! Substitute the all-purpose flour with a gluten-free baking mix, but make sure it includes xanthan gum or another binder to maintain the structure.
How do I know when the banana bread is done baking?
Insert a toothpick into the center; if it comes out clean or with just a few moist crumbs attached, your banana bread is perfectly baked and ready to enjoy.
Final Thoughts
This Super Moist Chocolate Chip Banana Bread Recipe is more than just a quick snack—it’s a heartwarming homemade classic that’s simple enough for weeknight baking but special enough to share with loved ones. Each slice is a perfect balance of sweet banana, chocolate indulgence, and that unbeatable moist texture that makes it a crowd-pleaser every time. Give it a try and watch how it quickly becomes a fixture in your recipe box and regular baking rotation.
Print
Super Moist Chocolate Chip Banana Bread Recipe
- Prep Time: 15 minutes
- Cook Time: 60 minutes
- Total Time: 1 hour 15 minutes
- Yield: 10 slices
- Category: Breakfast, Snack
- Method: Baking
- Cuisine: American
- Diet: Vegetarian
Description
This Super Moist Chocolate Chip Banana Bread is a deliciously tender and flavorful treat made with ripe bananas and sweet chocolate chips. Perfect for breakfast or a snack, it combines the natural sweetness of bananas with the indulgence of semisweet chocolate chips for a moist, comforting loaf that’s easy to make.
Ingredients
Wet Ingredients
- 3 ripe bananas (mashed)
- 1/2 cup unsalted butter (melted and slightly cooled)
- 3/4 cup brown sugar (packed)
- 2 large eggs
- 1 teaspoon vanilla extract
Dry Ingredients
- 1 3/4 cups all-purpose flour
- 1 teaspoon baking soda
- 1/2 teaspoon salt
- 1/2 teaspoon cinnamon (optional)
Add-ins
- 1 cup semisweet chocolate chips
Instructions
- Preheat and Prepare Pan: Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan or line it with parchment paper to prevent sticking.
- Mash Bananas: In a large bowl, mash the ripe bananas until smooth to create a moist base for the bread.
- Mix Wet Ingredients: Stir the melted butter, brown sugar, eggs, and vanilla extract into the mashed bananas until fully combined, creating a uniform wet mixture.
- Combine Dry Ingredients: In a separate bowl, whisk together the all-purpose flour, baking soda, salt, and cinnamon (if using), ensuring even distribution.
- Incorporate Dry into Wet: Gradually fold the dry ingredients into the wet mixture gently until just combined. Avoid overmixing to keep the bread tender.
- Add Chocolate Chips: Gently fold the semisweet chocolate chips into the batter evenly without breaking them.
- Pour and Smooth Batter: Transfer the batter into the prepared loaf pan, smoothing the top with a spatula for even baking.
- Bake: Bake in the preheated oven for 55 to 65 minutes, or until a toothpick inserted into the center comes out clean or with a few moist crumbs.
- Cool: Allow the bread to cool in the pan for 10 minutes, then remove it and transfer to a wire rack to cool completely before slicing and serving.
Notes
- Use very ripe bananas with brown spots for the best flavor and sweetness.
- You can substitute up to half the all-purpose flour with whole wheat flour for a slightly heartier texture.
- For extra indulgence, sprinkle a few extra chocolate chips on top before baking.

