If you love the cozy comfort of banana bread but crave a fun twist, this Chocolate Marble Banana Bread Recipe is a total game-changer. Imagine tender, moist banana bread swirled generously with rich cocoa and pockets of melty chocolate chips, creating a beautiful marbled effect that’s as eye-catching as it is delicious. Whether you’re baking for a lazy weekend morning or bringing something special to a gathering, this recipe perfectly balances sweetness and chocolatey goodness, making every slice a joyful treat.

Ingredients You’ll Need
The magic of this Chocolate Marble Banana Bread Recipe lies in its simple, well-chosen ingredients that combine to create perfect texture, flavor, and that stunning marble look. Each element plays a role in bringing that moist bite and rich chocolate swirl to life.
- 1 1/2 cups all-purpose flour: The backbone of the bread, providing structure and tenderness.
- 1 tsp baking soda: Helps the bread rise beautifully and stay light.
- 1/2 tsp salt: Balances sweetness and enhances overall flavor.
- 1/2 cup unsalted butter, softened: Adds richness and keeps the bread moist.
- 3/4 cup granulated sugar: Sweetens without overpowering the banana and chocolate.
- 2 large eggs: Bind everything together and contribute to a firm yet tender crumb.
- 1 cup mashed ripe bananas (about 2-3 medium bananas): The star ingredient for flavor and natural sweetness.
- 1/4 cup sour cream: Adds tang and keeps the bread extra moist and soft.
- 1 tsp vanilla extract: Enhances the sweetness and depth of flavor.
- 1/4 cup unsweetened cocoa powder: Creates the luscious chocolate swirl without added sweetness.
- 1/4 cup semi-sweet chocolate chips: Melty bites of chocolate magic tucked throughout the loaf.
How to Make Chocolate Marble Banana Bread Recipe
Step 1: Prepare Your Oven and Pan
Start by preheating your oven to 350°F (175°C) and greasing a 9×5-inch loaf pan. This step ensures even baking and makes it easier to remove the bread once it’s done.
Step 2: Combine Dry Ingredients
Whisk together the all-purpose flour, baking soda, and salt in a medium bowl. This mix will give your bread its perfect rise and subtle seasoning.
Step 3: Cream Butter and Sugar, Add Wet Ingredients
In a large bowl, cream the softened butter and granulated sugar until light and fluffy—this is the secret to that tender crumb. Then, beat in the eggs one at a time for smooth incorporation. Follow with the mashed bananas, sour cream, and vanilla extract to infuse rich flavor and moisture.
Step 4: Combine Wet and Dry Mixtures
Gradually add the dry ingredient mixture to the wet one, stirring just until combined. Avoid overmixing to keep your bread light and tender with a perfect crumb.
Step 5: Create the Chocolate Batter
Divide the batter in half. To one half, gently fold in the unsweetened cocoa powder and semi-sweet chocolate chips. This contrast will create those luscious chocolatey pockets and the visual marble swirl.
Step 6: Layer and Swirl the Batters
Spoon the plain banana batter and chocolate batter alternately into the loaf pan. Use a knife to swirl them together gently, making beautiful marbled patterns that promise a chocolate surprise in every bite.
Step 7: Bake to Perfection
Bake for 50 to 60 minutes, or until a toothpick inserted into the center comes out clean. The aroma filling your kitchen at this point will be irresistible!
Step 8: Cool and Enjoy
Allow the bread to cool in the pan for 10 minutes before transferring to a wire rack to cool completely. This cooling step ensures clean slices and lets all the flavors meld perfectly.
How to Serve Chocolate Marble Banana Bread Recipe

Garnishes
Top your slices with a light dusting of powdered sugar or a drizzle of melted chocolate for extra flair. A dollop of whipped cream or a sprinkle of chopped nuts can add delightful texture and richness for a special touch.
Side Dishes
This bread pairs wonderfully with a scoop of vanilla ice cream or a spread of creamy peanut butter. For a comforting beverage, serve alongside a cup of strong coffee or a chai latte to complement those chocolate and banana notes.
Creative Ways to Present
Make a festive breakfast platter by cutting the loaf into thick slices and arranging them with fresh berries, sliced bananas, and nuts. You can also serve toasted slices with a swipe of cream cheese or swirl in some nut butter for a creative twist on a classic snack.
Make Ahead and Storage
Storing Leftovers
Wrap any leftover chocolate marble banana bread tightly in plastic wrap or keep it in an airtight container at room temperature. It stays fresh and moist for up to 3 days—perfect for snacking or breakfast on the go.
Freezing
You can freeze the loaf whole or slice it first. Wrap each slice or the loaf tightly in plastic wrap and aluminum foil, then place it in a freezer bag. Frozen bread keeps well for up to 3 months without losing flavor or texture.
Reheating
To bring frozen or stored slices back to life, pop them in a toaster oven or microwave for a few seconds until warm. This enhances the chocolate flavor and softens the bread, mimicking that fresh-from-the-oven feeling.
FAQs
Can I use overripe bananas for this bread?
Absolutely! Overripe bananas with brown spots are perfect because they’re extra sweet and soft, making your banana bread more moist and flavorful.
Is it possible to substitute sour cream?
Yes! You can replace sour cream with plain Greek yogurt or buttermilk to maintain the moisture and slight tang the recipe calls for.
Can I use whole wheat flour instead of all-purpose flour?
Whole wheat flour can be used but the bread will be denser and have a nuttier flavor. For best results, substitute half the flour and keep an eye on the baking time.
Why do I need to swirl the batters?
Swirling the plain and chocolate batters creates the beautiful marbled pattern that’s the hallmark of this Chocolate Marble Banana Bread Recipe, giving each slice a delightful visual and taste contrast.
Can I add nuts or other mix-ins?
Definitely! Chopped walnuts, pecans, or dried fruit can be folded into either batter before baking to add crunch and extra flavor, making the bread even more enjoyable.
Final Thoughts
This Chocolate Marble Banana Bread Recipe has quickly become one of my all-time favorites because it combines the warmth and comfort of classic banana bread with an irresistible chocolate twist. Whether you’re an experienced baker or just looking for a charming treat to brighten your day, this recipe is sure to bring joyous smiles and eager seconds. Give it a try and savor every swirled bite!
Print
Chocolate Marble Banana Bread Recipe
- Prep Time: 15 minutes
- Cook Time: 1 hour
- Total Time: 1 hour 15 minutes
- Yield: 10-12 slices
- Category: Dessert
- Method: Baking
- Cuisine: American
Description
This Chocolate Marble Banana Bread combines the classic moist and flavorful banana bread with rich chocolate swirls, creating a visually appealing and delicious treat perfect for breakfast or dessert. The batter is divided and flavored with cocoa and chocolate chips before marbling them together for a perfect chocolate-banana harmony.
Ingredients
Dry Ingredients
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
Wet Ingredients
- 1/2 cup unsalted butter, softened
- 3/4 cup granulated sugar
- 2 large eggs
- 1 cup mashed ripe bananas (about 2–3 medium bananas)
- 1/4 cup sour cream
- 1 tsp vanilla extract
Chocolate Portion
- 1/4 cup unsweetened cocoa powder
- 1/4 cup semi-sweet chocolate chips
Instructions
- Preheat and Prepare Pan: Preheat your oven to 350°F (175°C) and grease a 9×5-inch loaf pan to ensure the bread doesn’t stick.
- Mix Dry Ingredients: In a medium bowl, whisk together the all-purpose flour, baking soda, and salt evenly to avoid lumps and ensure proper leavening.
- Cream Butter and Sugar: In a large bowl, cream the softened unsalted butter with granulated sugar until the mixture is light and fluffy, which helps incorporate air for a tender crumb.
- Add Eggs and Wet Ingredients: Beat in the eggs one at a time, followed by the mashed ripe bananas, sour cream, and vanilla extract, mixing well for a smooth batter.
- Combine Dry and Wet Ingredients: Gradually add the dry ingredients into the wet mixture, mixing gently just until combined to avoid overworking the batter.
- Prepare Chocolate Batter: Divide the batter in half. Fold the cocoa powder and semi-sweet chocolate chips into one half to create the chocolate portion of the bread.
- Marble the Batter: Alternate spooning the plain banana batter and the chocolate batter into the prepared loaf pan, then use a knife to swirl gently through the batter to create a marbled effect.
- Bake: Bake the loaf for 50-60 minutes, or until a toothpick inserted into the center comes out clean, indicating the bread is fully cooked.
- Cool: Let the bread cool in the pan for 10 minutes before transferring it to a wire rack to cool completely, ensuring it sets perfectly for slicing.
Notes
- Use very ripe bananas for the best flavor and natural sweetness.
- Do not overmix the batter to keep the bread tender.
- Check doneness early at 50 minutes to avoid overbaking.
- Store leftover banana bread in an airtight container at room temperature for up to 3 days or freeze for longer storage.
- You can substitute sour cream with Greek yogurt for a tangier flavor and added moisture.

